Blog

By Gelfand & Arpe / August 12, 2025

INSURANCE: SURPRISE! ASSOCIATION’S POLICY EXCLUDED COVERAGE FOR SHOOTING What happens when someone is injured on association property? If serious, then you can bet that a lawsuit against the association will follow. This circumstance invariably leads to the question: Must your insurer defend a lawsuit filed against the association? The answer likely depends on the nitty-gritty…

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INSURER IS LIABLE FOR REPAIR COSTS EVEN WHEN A REPAIR CONTRACT CAN BE CANCELLED AT ANY TIME

By Gelfand & Arpe / January 29, 2024

It is not unheard of for a building in South Florida to sustain water damage from a leaking pipe in the wall.  It can be quite costly to repair the damage because not only do you have to rip open the wall but then the pipe will have to be fixed.  Will your insurer pay…

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Fines: No Notice-No Money!

By Gelfand & Arpe / February 22, 2023

Fining has always seemed so easy, especially for those on the receiving end – when seen through the flashing blue lights in the rear-view mirror!  Not so easy for Florida community associations restrained by the Florida legislature after years, actually decades, of fears and complaints by residents fearful of association powers. In sullen response, why…

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June 2022

By Gelfand & Arpe / June 2, 2022

GET WHAT YOU CAN: FLORIDA LEGISLATURE ENACTS A FRACTION OF THE SURFSIDE TASKFORCE RECOMMENDATIONS IN QUADRUPLE OVERTIME A billion dollar settlement fund, appearance of major news network reporters, and the first year anniversary of Surfside’s Champlain Towers South Condominium’s collapse may have finally pushed the Florida Legislature and Governor to act. After failing to move…

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December 2021

By Gelfand & Arpe / December 7, 2021

INSURANCE CLAIMS: POLICY REQUIRES DOCUMENTATION DELIVERY BEFORE APPRAISAL OF LOSS It never was “if.”  It is when! Living in Florida, we have observed that hurricanes are more and more frequent.  Not always making landfall, but dangerous in their approach. On the heal of these storms, whether we are in a hurricane’s “cone of death” or…

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Missing Evidence?

By Gelfand & Arpe / September 1, 2021

MISSING EVIDENCE? YOU MAY BE TO BLAME IF YOU DESTROYED OR EVEN IF MERELY LOST!             When a lawsuit is filed, evidence to prove a point is frequently sought.  What happens when a party to the lawsuit destroyed or lost the evidence?  If the evidence is critical for the other side proving its case, then…

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August 2021

By Gelfand & Arpe / August 3, 2021

“TOO BUSY TO READ MY EMAIL” ARGUMENT REJECTED BY COURT IN LAWSUIT Inundated with emails?  Emails from friends, from work and from vast unknown unsolicited sources. Yes, times have changed.  No more is there the one delivery in late morning or afternoon, looking at the return addresses on paper envelopes, sorting into stacks of read,…

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2021 Legislative Session

By Gelfand & Arpe / April 2, 2021

THE 2021 LEGISLATIVE SESSION It is still too early to determine which community association bills will be adopted by the Florida Legislature and, of course, which may be vetoed by the Governor.  Though we are a month into the 2021 Legislative Session significant new proposals are making their way into bills, and provisions that were…

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DOES IT MATTER WHAT PHASE IT IS? COMMUNITIES RESPONDING AS ADULTS, NOT ADOLESCENTS!

By Gelfand & Arpe / October 2, 2020

Floridians brace for a potential autumn resurgence of COVID-19. “Snowbirds” reevaluate whether it is safe to return to Florida. In the midst of all this directors and managers seem to be caught in a vortex trying to meet their duties, generally to the public and more specifically to owners and residents. The current proliferation of…

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Punitive Damages

By Gelfand & Arpe / January 2, 2020

PUNITIVE DAMAGES: PUNISHMENT FOR MANAGEMENT LANDSCAPING CONDUCT?  Can a manager subject a Florida community association to punitive damages?  Over landscaping??  For $15 million??? Because an association normally is a corporation, the purpose of punitive damages, to punish, is not always clear cut, and thankfully, few and far between.  But, bad things do happen! Because there…

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